Banking
Money that only moves when the terms are met
A bank-held escrow with the release conditions written into the workflow, for marketplaces, lenders and any deal where both sides need to trust the middle.
RBI
Regulated banking partners
Dual
Approval on release
Full
Audit trail per rupee
What ESCROW Account does for you
In an escrow, funds sit with a bank rather than with either party. Release happens when a documented condition is satisfied — a delivery confirmed, a milestone signed off, a loan disbursed — and not before.
The arrangement is what lets a marketplace hold buyer money until a seller ships, and what lets a lending platform keep collections separate from its own operating funds.
Held at the bank
Funds rest in a scheduled bank's escrow account, outside the operating balance of either party.
Conditional release
Rules decide when money moves — on delivery, on approval, on a date, or on a split across several beneficiaries.
Multi-party splits
One inbound payment can be apportioned between seller, platform fee, tax and logistics in a single release.
Maker-checker control
Releases need a second approver, and the approval is recorded with the user, time and reason.
Immutable trail
Every credit, hold and release is logged in sequence, which is what an auditor or a regulator will ask to see.
Documented agreements
The escrow agreement, the parties and the release conditions are held against the account, not in somebody's inbox.
01
Set up the escrow
We help structure the arrangement with the banking partner and record the parties and conditions.
02
Buyers fund the account
Inbound payments land in escrow and are tagged to the deal, not to your revenue.
03
Conditions are met
Delivery, milestone or approval is confirmed through the dashboard or the API.
04
Funds release and split
The release runs on the agreed terms, apportioned across beneficiaries, with the trail recorded.
A scheduled commercial bank. We operate the instruction layer and the record, which keeps the funds independent of both parties.
Escrow is a documented banking arrangement, so expect two to four weeks depending on the structure and the partner bank.
A release that has left the bank follows normal banking rules. The controls are deliberately before the release — approvals, conditions and limits.
Ready when you are