Banking
An account number for every customer
Issue unlimited virtual account numbers over one real bank account, so an incoming NEFT or RTGS arrives already carrying the name of whoever sent it.
Unlimited
Virtual numbers
Instant
Credit identification
1
Real bank account
What Virtual Account does for you
A virtual account is a routable number that maps to your settlement account. Give one to each customer, dealer or investor and reconciliation stops being a daily chore — the credit identifies itself.
Nothing changes in your banking relationship. The money lands in the same account it always did; what changes is that you now know, instantly, which of four thousand payers sent it.
Numbers on demand
Generate a virtual account through the API when you onboard a customer, no bank visit and no waiting.
Payer identified on arrival
The credit webhook names the customer, the amount and the UTR, so matching is automatic.
Works on NEFT, RTGS and IMPS
Any rail your payer prefers routes to the same number and lands in the same place.
Close what you no longer need
Deactivate a number when a customer leaves, so an old payer cannot keep paying into a live reference.
Grouped how you work
Group numbers by branch, scheme or relationship manager and report on the group rather than the number.
Audit-ready statements
Every credit carries its virtual account, the payer bank reference and a timestamp into your statement.
01
Link your settlement account
We map virtual numbers to the current account you already operate.
02
Issue a number per payer
Through the dashboard or the API at the moment you onboard them.
03
Payers transfer as usual
They use their own bank, their own app, their own timing — nothing new to learn.
04
Credits arrive identified
Your system is told who paid, how much and against which reference, within seconds.
No. Funds settle into your own bank account. The virtual number is a routing and identification layer, not a separate pot.
There is no practical limit. Businesses commonly run one per dealer, tenant, student or investor.
We advise against it and the dashboard warns you, because a reused number makes historic credits ambiguous during an audit.
Ready when you are